Today's Rates

Conventional
Conventional 30 Year Fixed
 Rate  APR  
 4.625%  4.693%  
Conventional 15 Year Fixed
 Rate  APR  
 4.125%  4.242%  
Jumbo
Jumbo 30 Year Fixed
 Rate  APR  
 4.625%  4.647%  
Jumbo 15 Year Fixed
 Rate  APR  
 4.125%  4.162%  

*Annual Percentage Rate

Personalized Quote

Mortgage Center

Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.

  1. Click Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed for instant online approval.
  3. A University of Michigan Credit Union Loan Officer will follow up to answer your questions.

Our goal is to provide the highest level of service at competitive rates. Our Loan Officers are only a phone call away if you need help. Contact us at 734-662-8200 ext 2180 or mortgages@umcu.org.

Still want to have personal assistance?

You can call or e-mail one of our mortgage professionals to answer any of your questions or to ask for advice at the phone number or email above.

Free Pre-approvals

We offer free pre-approvals, so you can shop for your home knowing that you can afford the mortgage.

Confused about which program to choose?

We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy to understand explanations of each program on the site and a Loan Officer is always just a call or e-mail away!

Rate Watch

Rate
Watch

Sign up to have rates e-mailed to you. You may choose to have rates e-mailed to you when they reach your desired rate, or on a regular basis.

Government Loans

Government
Loans

Looking for a no down payment VA loan or a low down payment FHA loan? You have come to the right place!

Mortgage Calculators

Mortgage
Calculators

Unsure of which way to go? Use our mortgage calculators to help you make the right decision.

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